How to read your Meesho payment file

The numbers on this page come from one real store's payment files, May to October 2026. A delivered order kept about 98% of the listing price (most orders 97.5% to 98.2%). Forward shipping is the biggest cut, but the customer paid most of it on top of your price: what shipping really costs you.

Where to download it

This is the file you get when you download payments in the panel. Some sellers call it the payment report or settlement report. In the supplier panel, go to the payments section. Download previous payments (money already sent) or outstanding payments (money still to come) for a date range. You get a zip with one Excel file inside.

The Excel file has five sheets. Order Payments is the one you need. Ads Cost shows what your ads took from your payment. Referral Payments and Compensation and Recovery were empty: claims and fee recoveries came inside Order Payments.

The columns that matter

There are more than 40 columns. Many were ₹0 on every order: commission, fixed fee, warehousing, platform fees. These are the ones that move your money:

Why some amounts are negative

Return shipping was a flat ₹175 on about 94% of returns, whatever the product price. Every RTO showed ₹0. Packaging is not in the file at all, but you pay it on every parcel. See return and RTO charges.

About 1 row in 12 had no status. These are real money: claims (paid to you when a returned parcel was wrong, damaged or had missing items; the reason is in Claims Reason) and Recovery (money Meesho takes back; here it was always "Affiliate Fee"). They usually come 2 to 4 weeks after the order.

Match the money to your orders and bank

Sellers call this payment reconciliation: checking that every rupee in your bank matches an order. In Excel it takes three steps.

1. Remove repeats first. Downloads with overlapping dates repeat the same rows. In Excel: select the sheet, then Data → Remove Duplicates. In our check, about 3,200 rows came down to about 1,260.
2. Add up each order. Delete rows 1 and 3 first (Meesho's notes and formulas). Then Insert → PivotTable, put Sub Order No in Rows and Final Settlement Amount in Values. If it shows Count, change it to Sum. Now each order shows one total.
3. Match one bank credit. Do the same with Payment Date in Rows. Each payment day had one Transaction ID, so each day's total is one amount in your bank.

For monthly profit, go by Order Date, not Payment Date. Money came about 14 days after the order, so a "September" payment file is mostly late-August and September orders. For money still to come, open outstanding payments: it shows an expected date, or "unschedule" while the parcel is on the way. More in when Meesho pays.